Properties / 2504 N HUDSON Drive
VA ASSUMABLERate: 3.1%

2504 N HUDSON Drive

$328,000
Florence, AZ 85132
3 beds2 baths1,606 sqftSingle Family
The assumable advantage
3.1%
VA assumed rate
$34,774 interest already paid off
Estimated Loan Balance$231,913
Cash to close$96,087
Est. Monthly PITI$1,446
Initial Loan Amount$257,000
Time on site0 days
Remaining Term25 years, 5 months
Seller's equity (what you pay)
$96,087
Cash or secondary financing
Monthly savings
$834
Versus today's market rate
Est. savings per year
$10K
Versus today's market rate

About this home

Your private desert retreat awaits in the highly sought after Anthem community. Situated on a desirable corner lot this beautifully maintained 3 bedroom, 2 bathroom, plus an extra room to be used as a formal dining area, office or sitting area, blends comfort, style, and serenity. The true showstopper is the backyard, an exceptionally landscaped oasis designed for relaxing and entertaining. Enjoy the built in BBQ, artificial turf, mature shade, inviting patio space and outdoor shower. Inside you'll find a welcoming atmosphere with furnishings that may also be available to convey. This exceptional lifestyle with scenic lakes, parks, community pool, fitness facilities, baseball fields, golf and more are the perfect combination for Arizona living. Ask about the assumable loan

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $96,087. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,606
Property typeSingle Family
MLS #7080006
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,100/mo
Source est. payment (PITI)
$1,446/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$96,087

Asking price minus remaining loan balance. Closing costs are additional.

$0$96,087
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.