Beautifully maintained, original owner home tucked away on a quiet cul-de-sac offering privacy, efficiency, and easy living. This 4 bedroom, 2 bath home features a completely private backyard with low-maintenance artificial turf, while the front yard is fully xeriscaped for effortless upkeep. Inside, you'll find thoughtful updates throughout, including brand new flooring (2024), a new HVAC system (2024), and a new water heater (2023). The kitchen includes a recently installed dishwasher (2026), and all windows are double pane for enhanced energy efficiency and comfort. Additional highlights include an Energy Star build and a spacious 2-car garage with track improvements completed in 2021. Located in a desirable North Phoenix neighborhood, this home offers convenient access to shopping dining, and everyday essentials, along with nearby parks, hiking trails, and outdoor recreation. Phoenix is known for its expansive park system and access to miles of desert trails, giving you the perfect balance of city convenience and outdoor lifestyle.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $330,232. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.