After investing $110K into remodeling, almost everything in this home is new as of 2025, including AC, roof, plumbing, wiring, sewer line, foundation,framing of both sides, duct works, kitchen, bathroom, insulation, windows, stucco, interior, exterior paint, flooring, tankless water heater, appliances, fixtures and garbage disposal. All beds in the pictures are Queen-size. Minutes to ASU Phoenix campus, Chase Field, U of A, Roosevelt Row, restaurants, shops, entertainment, hospitals, and I-10 freeway, enjoy City Life. This home is qualified Empower Down Payment Assistant Program. FHA loan with down payment assistance equal to 5% of the sale price! Another option is 1% lower interest rate for first year! No HOA!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $101,605. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.