Stunning 7 BEDROOM, 3.5 bath home in Mountain Ranch! Home features 2 large living spaces, formal dining, eat in kitchen with stainless appliances, granite counters, and large pantry. Under the stairs storage converted into a built in kennel. Downstairs primary with updated walk in shower, dual sinks and walk in closet. Upstairs features a huge home theater with built in cabinets, theater seating and projector and screen. All of the secondary rooms are oversized. 5 of the bedrooms have walk in closets. Backyard has a covered patio, built, outdoor table fire pit, turf, pool and updated spa! Home has newer A/C units! Garage has an EV Charger. This is a must see!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $280,424. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.