Properties / 25954 W SWILLING Road
FHA ASSUMABLERate: 3.06%

25954 W SWILLING Road

$374,900
Buckeye, AZ 85396
4 beds2 baths1,879 sqftSingle Family
The assumable advantage
3.06%
FHA assumed rate
$40,974 interest already paid off
Estimated Loan Balance$240,871
Cash to close$135,096
Est. Monthly PITI$1,662
Initial Loan Amount$270,033
Time on site50 days
Remaining Term24 years, 10 months
Seller's equity (what you pay)
$134,029
Cash or secondary financing
Monthly savings
$1,056
Versus today's market rate
Est. savings per year
$13K
Versus today's market rate

About this home

Looking for a new home? This charming 4-bed, 2-bath residence in the desirable Festival Foothills is the one! A 2-car garage, a low-care landscape, and a paver-front patio are just the beginning. Enter to find a large living room paired with sliding doors to the back! Natural light fills the inviting interior, complemented by a neutral palette, high ceilings, and carpet & tile flooring throughout. The impressive eat-in kitchen boasts SS appliances, granite counters, a pantry, subway tile backsplash, ample espresso cabinetry, and a breakfast bar. The primary bedroom has a walk-in closet and a barn door that opens to the ensuite. You'll love the backyard, designed for relaxation or gathering! A covered patio, two Gazebos, and artificial turf complete the picture. Don't miss this opportunity!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $134,029. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,879
Property typeSingle Family
MLS #7051874
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,155/mo
Source est. payment (PITI)
$1,662/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$134,029

Asking price minus remaining loan balance. Closing costs are additional.

$0$134,029
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.