Properties / 23340 W COCOPAH Street
FHA ASSUMABLERate: 3.07%

23340 W COCOPAH Street

$356,000
Buckeye, AZ 85326
4 beds3 baths1,920 sqftSingle Family
The assumable advantage
3.07%
FHA assumed rate
$49,660 interest already paid off
Estimated Loan Balance$324,637
Cash to close$33,450
Est. Monthly PITI$2,046
Initial Loan Amount$358,388
Time on site50 days
Remaining Term25 years, 4 months
Seller's equity (what you pay)
$31,363
Cash or secondary financing
Monthly savings
$561
Versus today's market rate
Est. savings per year
$7K
Versus today's market rate

About this home

ASSUMABLE FHA LOAN! Move-in ready Buckeye home! This beautifully maintained 4-bedroom, 2.5-bathroom property offers 1,920 sq. ft. of living space with an open-concept floor plan that's perfect for modern living. The spacious kitchen features ample counter space and cabinetry, flowing seamlessly into the bright living and dining areas filled with natural light. Enjoy Arizona's indoor-outdoor lifestyle in the private backyard, ideal for relaxing, entertaining guests, or watching stunning desert sunsets. Located in a quiet, friendly neighborhood, this home is just minutes from shopping, dining, and freeway access, providing convenience for your daily commute. Outdoor lovers will appreciate being close to Skyline Regional Park, offering hiking, biking, and breathtaking mountain vie

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $31,363. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet1,920
Property typeSingle Family
MLS #7035847
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,538/mo
Source est. payment (PITI)
$2,046/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$31,363

Asking price minus remaining loan balance. Closing costs are additional.

$0$31,363
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.