Properties / 12652 W NORTHVIEW Avenue
VA ASSUMABLERate: 6.61%

12652 W NORTHVIEW Avenue

$375,000
Glendale, AZ 85307
3 beds2 baths1,295 sqftSingle Family
The assumable advantage
6.61%
VA assumed rate
$65,309 interest already paid off
Estimated Loan Balance$377,139
Cash to close$0
Est. Monthly PITI$2,700
Initial Loan Amount$387,900
Time on site16 days
Remaining Term27 years, 6 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Nestled in the Marbella Ranch community, this move-in-ready home places you just minutes from State Farm Stadium and the vibrant Westgate Entertainment District. Step inside to an inviting, open-concept floor plan elevated by two-tone paint, recessed lighting, and stylish wood-look flooring with no carpet anywhere. The kitchen serves as the heart of the home, featuring staggered cabinetry, granite countertops, a tile backsplash, stainless steel appliances, and a central island with breakfast bar seating. Outside, the low-maintenance backyard is built for effortless entertaining, featuring a covered patio, custom pavers, artificial turf, and a pergola. Best of all, the home comes with fully paid-off solar panels - a $22k added value that delivers significant lower monthly electric bills. Seller open to buy buyer's rate down and pay for concessions with the right offer.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,295
Property typeSingle Family
MLS #7071545
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,483/mo
Source est. payment (PITI)
$2,700/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.