HOT NEW LISTING! Better than new and priced to move, this beautifully maintained 2021 home offers an unbeatable combination of value and upgrades. Featuring a 5.25% VA assumable loan (for qualified buyers), remaining builder warranties, and a brand-new professionally designed backyard completed in July 2026 with premium turf, pavers, and landscaping. Nestled in the growing Festival Foothills community near parks, playgrounds, walking trails, and exciting future growth in the area, this home offers the perfect blend of lifestyle, convenience, and value. Why wait months for a new build, and then spend thousands finishing the backyard, when this one is already done?
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $134,732. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.