Properties / 17626 N 168TH Drive
VA ASSUMABLERate: 6.58%

17626 N 168TH Drive

$425,000
Surprise, AZ 85374
3 beds2 baths1,679 sqftSingle Family
The assumable advantage
6.58%
VA assumed rate
$80,778 interest already paid off
Estimated Loan Balance$327,169
Cash to close$97,448
Est. Monthly PITI$2,432
Initial Loan Amount$341,880
Time on site0 days
Remaining Term26 years, 5 months
Seller's equity (what you pay)
$97,831
Cash or secondary financing
Monthly savings
$327
Versus today's market rate
Est. savings per year
$4K
Versus today's market rate

About this home

Welcome to this well-maintained 3-bedroom, 2-bath single-family residence in Surprise, offering 1,679 sq ft of comfortable living space on a 6,779 sq ft lot. Built in 2001, this home features solar panels and an EV charger, offering modern, energy-efficient features for today's lifestyle. The functional floor plan provides comfortable living areas with plenty of space to make the home your own. Conveniently located just off the 303, this home provides easy access to shopping, dining, entertainment, major roadways, and everyday amenities. A great opportunity to own a home in a growing Surprise location with convenience, functionality, and energy-efficient features.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $97,831. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,679
Property typeSingle Family
MLS #7079471
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,179/mo
Source est. payment (PITI)
$2,432/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$97,831

Asking price minus remaining loan balance. Closing costs are additional.

$0$97,831
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.