Properties / 5614 W BUFFALO Street
VA ASSUMABLERate: 3%

5614 W BUFFALO Street

$345,000
Chandler, AZ 85226
2 beds2 baths910 sqftSingle Family
The assumable advantage
3%
VA assumed rate
$34,310 interest already paid off
Estimated Loan Balance$207,796
Cash to close$136,737
Est. Monthly PITI$1,206
Initial Loan Amount$234,250
Time on site2 days
Remaining Term24 years, 11 months
Seller's equity (what you pay)
$137,204
Cash or secondary financing
Monthly savings
$1,047
Versus today's market rate
Est. savings per year
$13K
Versus today's market rate

About this home

Welcome home to this beautiful 2-bedroom, 2-bathroom Chandler home offering 910 square feet of comfortable, low-maintenance living in a convenient location. The home features tile flooring throughout, fresh interior paint, and a functional layout. The primary suite includes a private bathroom, while both bathrooms have received partial renovations for a refreshed feel. The kitchen includes a newer refrigerator installed in 2025, along with a reverse osmosis system and water softener installed in 2020. Several important improvements have already been taken care of, including a new roof in 2023 and water heater installed in 2021. The A/C system has also been recently serviced, including coil cleaning and routine filter maintenance, and the water heater has been serviced for added peace mind. Step outside to a spacious backyard with plenty of room for entertaining, relaxing, pets, or creating your own outdoor retreat. A covered patio provides a great spot to enjoy Arizona evenings. Additional features include a one-car garage and neighborhood parking. Conveniently located near a variety of restaurants, shopping, everyday conveniences, and easy freeway access, this Chandler home combines location, outdoor space, and valuable recent improvements in one inviting package. Whether you are looking for your first home, downsizing, or searching for a low-maintenance property, this home is ready for its next owner.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $137,204. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet910
Property typeSingle Family
MLS #7077740
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$988/mo
Source est. payment (PITI)
$1,206/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$137,204

Asking price minus remaining loan balance. Closing costs are additional.

$0$137,204
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.