Properties / 4290 Copperhead Drive
VA ASSUMABLERate: 6.43%

4290 Copperhead Drive

$499,000
Wickenburg, AZ 85390
2 beds2 baths1,842 sqftSingle Family
The assumable advantage
6.43%
VA assumed rate
$71,976 interest already paid off
Estimated Loan Balance$348,518
Cash to close$152,061
Est. Monthly PITI$2,564
Initial Loan Amount$360,000
Time on site50 days
Remaining Term26 years, 11 months
Seller's equity (what you pay)
$150,482
Cash or secondary financing
Monthly savings
$671
Versus today's market rate
Est. savings per year
$8K
Versus today's market rate

About this home

Welcome to refined desert living in the sought-after Wickenburg Ranch Golf community. This stunning Dorn Sweet Caroline home showcases a beautifully designed open floorplan that blends comfort, efficiency, and style. Featuring 2 spacious bedrooms, 2 bathrooms, and a versatile den/flex space, this home offers the flexibility to fit your lifestyle - whether you need a home office, hobby room, or guest space. The main living areas are enhanced with extended tile flooring, soaring 10-foot ceilings, and are pre-wired for surround sound, creating an ideal setting for both relaxing and entertaining. The gourmet kitchen is a true centerpiece, complete with gorgeous stone countertops, a double oven, stainless steel appliances, and a corner pantry for added convenience. An oversized laundry room provides abundant storage, making everyday living effortless. Retreat outdoors to the oversized covered patio, perfect for enjoying Arizona's breathtaking sunsets and stunning night skies. The 3-car tandem garage offers ample space for vehicles, golf carts, or additional storage. The Golf Cart shown in the images will convey with the home!! Built with energy efficiency in mind, this ENERGY STAR® rated home includes spray foam insulation and Low-Emissivity windows for enhanced comfort and savings year-round. Experience the perfect combination of luxury, functionality, and serene desert beauty in this exceptional home.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $150,482. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,842
Property typeSingle Family
MLS #7021355
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,272/mo
Source est. payment (PITI)
$2,564/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$150,482

Asking price minus remaining loan balance. Closing costs are additional.

$0$150,482
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.