Properties / 17068 W MAYA Way
VA ASSUMABLERate: 6.9%

17068 W MAYA Way

$410,000
Surprise, AZ 85387
3 beds2 baths1,897 sqftSingle Family
The assumable advantage
6.9%
VA assumed rate
$70,812 interest already paid off
Estimated Loan Balance$393,584
Cash to close$17,984
Est. Monthly PITI$2,909
Initial Loan Amount$402,605
Time on site50 days
Remaining Term27 years, 6 months
Seller's equity (what you pay)
$16,416
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Newly built and move-in ready! Built in 2024, this beautiful home in Surprise offers all the benefits of new construction without the wait. Why wait months for a builder when you can move into a completed home today? Featuring modern finishes, an open-concept layout, and energy-efficient design, this home is perfect for buyers looking for convenience and style. Easy to show and ready for its new owner, don't miss this opportunity to own a like-new home now!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $16,416. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,897
Property typeSingle Family
MLS #7027980
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,665/mo
Source est. payment (PITI)
$2,909/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$16,416

Asking price minus remaining loan balance. Closing costs are additional.

$0$16,416
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.