Properties / 13218 W GOLDEN PUMA Trail
VA ASSUMABLERate: 6.58%

13218 W GOLDEN PUMA Trail

$849,000
Peoria, AZ 85383
4 beds4 baths3,042 sqftSingle Family
The assumable advantage
6.58%
VA assumed rate
$163,527 interest already paid off
Estimated Loan Balance$663,872
Cash to close$185,899
Est. Monthly PITI$4,928
Initial Loan Amount$692,106
Time on site26 days
Remaining Term26 years, 5 months
Seller's equity (what you pay)
$185,128
Cash or secondary financing
Monthly savings
$586
Versus today's market rate
Est. savings per year
$7K
Versus today's market rate

About this home

2023-BUILT in the coveted Northpointe at Vistancia community! This pristine 4 BED, 4 BATH haven boasts a perfect blend of MODERN DESIGN, effortless flow & majestic MOUNTAIN VIEWS. Elegant HERRINGBONE TILE FLOORING sets the tone for sophistication, while the open-concept kitchen, living & dining areas create an entertainer's paradise. The kitchen boasts SS appliances, beautiful backsplash, island & walk-in pantry. Sliding glass doors seamlessly connect the living room to the serene patio, where breathtaking mountain vistas await. Retreat to the luxurious owner's suite, featuring double sinks, large glass tiled shower & spacious walk-in closet. Plenty of space for family/guests w/ RARE 2ND EN-SUITE w/ private bathroom & 2 additional bedrooms & bath....

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $185,128. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms4
Square feet3,042
Property typeSingle Family
MLS #7067414
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$4,421/mo
Source est. payment (PITI)
$4,928/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$185,128

Asking price minus remaining loan balance. Closing costs are additional.

$0$185,128
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.