Properties / 37783 W SAN SISTO Avenue
FHA ASSUMABLERate: 5.09%

37783 W SAN SISTO Avenue

$388,000
Maricopa, AZ 85138
4 beds3 baths2,228 sqftSingle Family
The assumable advantage
5.09%
FHA assumed rate
$77,807 interest already paid off
Estimated Loan Balance$355,399
Cash to close$33,147
Est. Monthly PITI$2,639
Initial Loan Amount$378,615
Time on site21 days
Remaining Term25 years, 11 months
Seller's equity (what you pay)
$32,601
Cash or secondary financing
Monthly savings
$228
Versus today's market rate
Est. savings per year
$3K
Versus today's market rate

About this home

Does qualify for 0% Down with a competitive interest rate using an FHA loan This beautifully customized, one-owner home emacaultate Priced to sell offers 4 bedrooms, 3 baths, plus a fully enclosed office/den with French doors--perfect for today's flexible lifestyle. Thoughtful upgrades and upscale finishes are found throughout, including 9-ft ceilings, 8-ft interior doors, recessed lighting, granite countertops, A dramatic tri-fold Arcadia-style opening that enhances the home's modern indoor/outdoor feel. complemented by a soft water system and reverse osmosis system, while the fully landscaped, low-maintenance backyard makes outdoor living easy and enjoyable. true turnkey experience. An exceptional value compared with surrounding competition, with a potential low-5% financing opportunity available to qualified buyers, subject to lender approval, eligibility, and applicable terms. Beautifully upgraded, exceptionally maintained, and ready for its next owner--don't miss this opportunity!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $32,601. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,228
Property typeSingle Family
MLS #7069264
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,060/mo
Source est. payment (PITI)
$2,639/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$32,601

Asking price minus remaining loan balance. Closing costs are additional.

$0$32,601
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.