Properties / 24154 N 165TH Drive
VA ASSUMABLERate: 3.56%

24154 N 165TH Drive

$575,000
Surprise, AZ 85387
4 beds3 baths2,599 sqftSingle Family
The assumable advantage
3.56%
VA assumed rate
$84,139 interest already paid off
Estimated Loan Balance$501,078
Cash to close$73,922
Est. Monthly PITI$2,824
Initial Loan Amount$549,080
Time on site29 days
Remaining Term25 years, 7 months
Seller's equity (what you pay)
$73,922
Cash or secondary financing
Monthly savings
$902
Versus today's market rate
Est. savings per year
$11K
Versus today's market rate

About this home

Rarely does a home offer this much flexibility, space, and opportunity all in one package. Situated on a large corner lot, this exceptional Lennar Next Gen residence features an attached private casita, making it an ideal option for multigenerational living, long-term guests, a private workspace, or an additional income stream. Inside the main home, warm wood-look tile flooring creates an inviting foundation throughout the living spaces, while the thoughtfully designed layout provides plenty of room for everyone to spread out and enjoy. The Next Gen design offers the convenience of having a separate living space without sacrificing the connection of being under one roof. The attached casita is a standout feature and is being advertised as part of the home's public offering. All appliances in the casita convey, making it truly turnkey and ready for its next use. Step outside to enjoy your own private backyard retreat complete with a sparkling pool--perfect for cooling off, relaxing, and entertaining under the Arizona sun. Solar adds another desirable feature to this already impressive property, while the spacious 3-car garage provides plenty of room for vehicles, storage, and more. With a large corner-lot setting, private casita, pool, solar, and flexible Next Gen floor plan, this home offers a rare combination of lifestyle and versatility that is hard to find.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $73,922. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,599
Property typeSingle Family
MLS #7066020
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,489/mo
Source est. payment (PITI)
$2,824/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$73,922

Asking price minus remaining loan balance. Closing costs are additional.

$0$73,922
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.