Discover exceptional value in this spacious 4-bedroom, 3-bath Mesa home built in 2019, offering 2,636 sq ft, a 3-car tandem garage and a versatile loft. The light-filled interior features an upgraded kitchen with stainless appliances, generous cabinetry, prep space and a HUGE walk-in pantry. The downstairs primary suite offers convenience and privacy, while new carpet adds a fresh feel throughout. Step outside to a beautifully landscaped backyard with a covered patio, offering privacy and a great space for Arizona entertaining. Owned solar and a whole-house water filtration system add value and efficiency. Seller offering a $10,000 credit with an acceptable offer, plus a 2.5% assumable VA loan may be available to a qualified buyer. Buyer to verify all terms, eligibility and qualification.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $149,833. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.