Welcome to this beautifully updated home with a Downstairs Bedroom & Full Bathroom AND an oversized bonus loft/craft room upstairs! This spacious two-story residence offers 2,855 square feet and is located in the highly sought after Rancho El Dorado Golf Community! In total, the home has 4 bedrooms, 3 full bathrooms--perfect for growing families or those who love to entertain. One of the home's most desirable features is the downstairs bedroom and full bathroom, ideal for guests, multigenerational living, or a private home office setup. The heart of the home is the stunning, remodeled kitchen, featuring crisp white craftsman-style cabinetry, elegant quartz countertops, and a striking deep blue tile backsplash that adds both character and sophistication. The kitchen opens seamlessly into the main living areas, creating a bright, open layout that feels both inviting and functional. Upstairs, you'll find a spacious loft that offers incredible flexibility--ideal for a media room, kids' playroom, craft space, or even a second living area. Generously sized bedrooms and ample natural light complete the upper level. Situated within the Rancho El Dorado golf community, residents enjoy scenic surroundings, walking paths, and easy access to local amenities, shopping, and dining. This is a rare opportunity to own a beautifully upgraded home with a highly desirable floor plan in one of Maricopa's most popular neighborhoods--don't miss it!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $261,631. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.