Properties / 16910 W RIMROCK Street
VA ASSUMABLERate: 3.02%

16910 W RIMROCK Street

$439,990
Surprise, AZ 85388
4 beds3 baths2,426 sqftSingle Family
The assumable advantage
3.02%
VA assumed rate
$57,167 interest already paid off
Estimated Loan Balance$292,448
Cash to close$147,542
Est. Monthly PITI$1,710
Initial Loan Amount$337,218
Time on site2 days
Remaining Term24 years
Seller's equity (what you pay)
$147,542
Cash or secondary financing
Monthly savings
$1,166
Versus today's market rate
Est. savings per year
$14K
Versus today's market rate

About this home

Welcome to your new home! Located in Surprise Farms, this 4bd, 2.5ba, 2-story home offers 2,426 sqft with thoughtful updates and a backyard made for Arizona living. Fresh interior paint and new carpet in 2026, plus updated appliances in 2023. The first floor features both a living room and family room, while the upstairs loft offers flexible space for gaming or hanging out. The backyard features a refreshing pool resurfaced in 2023 with new pumps & filters, plus turf and pavers for low-maintenance living. Sun screens add comfort, and permanent holiday lights make decorating easy. Enjoy the pool or explore the shops and dining at Prasada and throughout Surprise.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $147,542. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,426
Property typeSingle Family
MLS #7077519
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,429/mo
Source est. payment (PITI)
$1,710/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$147,542

Asking price minus remaining loan balance. Closing costs are additional.

$0$147,542
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.