Properties / 13033 N 99TH Drive
FHA ASSUMABLERate: 3.07%

13033 N 99TH Drive

$235,000
Sun City, AZ 85351
2 beds2 baths1,108 sqftSingle Family
The assumable advantage
3.07%
FHA assumed rate
$33,334 interest already paid off
Estimated Loan Balance$217,907
Cash to close$18,494
Est. Monthly PITI$1,389
Initial Loan Amount$240,562
Time on site50 days
Remaining Term25 years, 4 months
Seller's equity (what you pay)
$17,093
Cash or secondary financing
Monthly savings
$354
Versus today's market rate
Est. savings per year
$4K
Versus today's market rate

About this home

Welcome to this beautifully maintained end-unit home in the highly desirable Sun City community! This charming residence offers 2 spacious bedrooms, 1.75 bathrooms, and a 1-car garage complete with built-in storage cabinets. Step inside to discover an inviting living area featuring elegant crown molding, custom paint, and durable tile flooring throughout the main living spaces. The bright eat-in kitchen is thoughtfully updated with granite countertops, white cabinetry, mosaic tile backsplash, built-in appliances, a skylight, and sliding glass doors that provide easy access to the backyard. Both bedrooms feature newer carpeting and generous walk-in closets. The primary suite offers direct patio access and and an updated en-suite bathroom, creating a comfortable private retreat. Enjoy relaxing outdoors in the low-maintenance backyard with a covered patio--perfect for morning coffee or evening gatherings. Ideally located near shopping, dining, recreation centers, and major freeways, this home combines convenience with the peaceful atmosphere of a well-maintained community known for its lush green landscaping. Don't miss this exceptional opportunity--schedule your private showing today!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $17,093. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,108
Property typeSingle Family
MLS #7042439
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,032/mo
Source est. payment (PITI)
$1,389/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$17,093

Asking price minus remaining loan balance. Closing costs are additional.

$0$17,093
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.