Properties / 144 W BAHAMAS Drive
VA ASSUMABLERate: 6.14%

144 W BAHAMAS Drive

$368,000
Casa Grande, AZ 85122
3 beds2 baths1,721 sqftSingle Family
The assumable advantage
6.14%
VA assumed rate
$41,155 interest already paid off
Estimated Loan Balance$337,964
Cash to close$38,290
Est. Monthly PITI$2,511
Initial Loan Amount$340,890
Time on site50 days
Remaining Term23 years, 1 month
Seller's equity (what you pay)
$30,036
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Prepare to be impressed! This charming home boasts numerous upgrades, featuring a spacious kitchen with ample storage, white appliances, and a sunny breakfast nook. Durable hard flooring in high-traffic zones complements plush bedroom carpets. Elegant crown molding enhances the interior. The living room flows seamlessly to a delightful backyard with synthetic grass and a pergola-covered patio, ideal for outdoor enjoyment. The expansive primary suite offers a luxurious bath with dual sinks, a separate shower, and a garden tub. The garage is equipped with built-in cupboards and a shop sink for added convenience. Enjoy a prime location near schools and shopping in the desirable Villago community. List of upgrades in the document tab

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $30,036. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,721
Property typeSingle Family
MLS #6836909
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,285/mo
Source est. payment (PITI)
$2,511/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$30,036

Asking price minus remaining loan balance. Closing costs are additional.

$0$30,036
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.