Incredible two-story corner-lot home in Surprise offering exceptional style, comfort, and indoor-outdoor living! Beautiful grassy landscaping welcomes you to an inviting courtyard with a fireplace and built-in BBQ, perfect for entertaining. This spacious 4-bedroom, 2.5-bath home features a versatile den, stylish lighting, neutral finishes, and abundant natural light. The open kitchen boasts granite countertops, black appliances, a pantry, rich mahogany cabinetry with crown molding, and a large island with breakfast bar and sink. The bright primary suite offers private balcony access and a luxurious bath with dual vanities, soaking tub, step-in shower, and walk-in closet. The expansive side patio offers endless possibilities for your own private oasis. A must-see!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.