A Private Desert Retreat in Tonto Verde. Some homes offer beautiful surroundings, and then there are homes that make every day feel like a getaway. Set within the coveted Tonto Verde community, this beautifully maintained Santa Fe-style residence pairs timeless interiors with a private backyard oasis. A charming courtyard introduces the home, where a striking entry and beautifully detailed wood ceiling set the tone for what lies within. Inside, rich wood flooring, soaring ceilings, clerestory windows, and a stone fireplace create an inviting sense of warmth and sophistication. The open living spaces are equally suited to intimate evenings or memorable gatherings, with a distinctive wet bar and gracious flow between the living, dining, and kitchen areas. At the heart of the home, the beautifully updated kitchen is both elegant and exceptionally functional. Tall French white cabinetry, sophisticated granite surfaces, crown molding, designer backsplash, gas cooktop, and stainless-steel appliances are complemented by an island with a breakfast bar, a butler's pantry, a beverage refrigerator, and two full-size refrigerators, including a Sub-Zero. It is a space created as much for gathering as it is for cooking. The generous primary suite features two walk-in closets and a beautifully appointed bath, while a separate guest suite offers an ensuite bath and direct patio access. A versatile third bedroom with a private bath can effortlessly serve as a den, office, or guest retreat. An additional bonus room offers space for an office, fitness room, or hobby studio. And then, the experience truly unfolds outdoors. The backyard is an extraordinary extension of the home, a private resort framed by desert landscape and mountain views. Spend sun-filled afternoons beside the sparkling pool. Gather around the fire pit as the desert sky changes color, or entertain beneath the expansive covered patio with built-in barbecue. Automated awnings and a patio misting system provide comfort throughout the warmer months, making this an exceptional setting for year-round outdoor living. A 2-car-plus golf cart garage adds convenience to a lifestyle where much of Tonto Verde is easily enjoyed by golf cart. Epoxy-finished garage flooring with custom cabinetry and shelving adds both style and functionality. Beyond the property, Tonto Verde invites you to embrace a lifestyle defined by connection, recreation, and the beauty of the Sonoran Desert. Within this gated golf community, days unfold effortlessly, whether enjoying a round on one of two Championship 18-hole golf courses, gathering with friends at the clubhouse, staying active in the fitness center, or relaxing poolside at the resort-style heated pool, spa, and Olympic lap lanes. An 18-hole natural-grass putting course and bocce add to the leisurely pace, while the $2.2 million Community Park, completed in 2025, brings six pickleball courts and separate dog parks for large and small dogs. There are trails to explore just beyond your door, including the one-mile Walkers and Waggers trail and the McDowell Mountain Regional Park trailhead, both within the community. And when the day calls for lingering over a beautiful meal, the Mesquite Grill offers an unforgettable setting, recognized as one of the Top 100 Most Scenic Restaurants in America. It is a lifestyle where recreation, friendship, and the outdoors come together naturally and where every day feels a little more like an escape. Whether this becomes your year-round sanctuary or your Arizona escape, this is a home designed for living beautifully, with privacy, comfort, and the unmistakable freedom of the desert lifestyle.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $198,455. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.