4% ASSUMABLE FHA LOAN for a Beautifully remodeled 4-bedroom, 2.5-bath home featuring a spacious loft and a thoughtfully designed layout. Upon entry, you'll find a convenient downstairs bedroom and wood-look tile throughout the main living areas. The open-concept floor plan showcases a bright living room that flows seamlessly into the beautifully updated kitchen, complete with granite countertops, kitchen island, newer cabinetry, and stainless-steel appliances. The kitchen overlooks a true backyard oasis perfect for entertaining, BBQs, or your own private retreat. Enjoy a fenced garden, gazebo with mounted TV and seating area ideal for year-round use, and an extended patio with a built-in outdoor kitchen that takes indoor/outdoor living to the next level. Upstairs, you'll find plush carpet with a ginormous loft, three additional bedrooms, including a spacious primary suite featuring a private nook which can be used for reading, gym, or office and full private bathroom which leads to a large walk-in closet. This is a must see!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $50,368. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.