Properties / 2320 E Sierra Vista Avenue
VA ASSUMABLERate: 6.42%

2320 E Sierra Vista Avenue

$260,000
Kingman, AZ 86409
3 beds2 baths1,330 sqftSingle Family
The assumable advantage
6.42%
VA assumed rate
$46,210 interest already paid off
Estimated Loan Balance$201,330
Cash to close$58,909
Est. Monthly PITI$1,541
Initial Loan Amount$209,900
Time on site31 days
Remaining Term26 years, 6 months
Seller's equity (what you pay)
$58,670
Cash or secondary financing
Monthly savings
$214
Versus today's market rate
Est. savings per year
$3K
Versus today's market rate

About this home

MORE LAND. MORE POSSIBILITIES. MORE ROOM TO BREATHE!Tired of feeling like your neighbors are close enough to borrow a cup of sugar without knocking? Come check out this Kingman property with 1.17 acre of room to spread out! This 1,330 sq. ft., 3 bedroom, 2 bath home features a desirable split floor plan, giving everyone a little privacy while keeping the home comfortable and functional. Whether you need space for family, guests, hobbies, or simply want a little peace and quiet, this layout has you covered... And then there s the land... With Residential Agriculture zoning, you have room to dream big. Gardening? Hobbies? Projects? Outdoor toys? Finally having enough space to turn that someday idea into reality? You ve got options! This property also comes with some serious bonus points such as a brand new roof, rain gutters, detached garage, solar TWO dining areas and a riding lawn mower included..because when you have over an acre, somebody needs to take charge of that yard! When it s time to get out and explore, you re approximately 30 miles from the Colorado River and about 90 minutes from Las Vegas. So you can enjoy the slower pace of having your own space while still being close enough to make a weekend adventure out of it. This isn t just a house, it s room to roam, room to create, and room to live a little bigger. If you've been looking for a property with space, flexibility, and a little Arizona character, this one deserves a look. Come see it before someone else claims all that elbow room!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $58,670. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,330
Property typeSingle Family
MLS #041307
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,319/mo
Source est. payment (PITI)
$1,541/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$58,670

Asking price minus remaining loan balance. Closing costs are additional.

$0$58,670
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.