Properties / 8332 W Taro Lane
VA ASSUMABLERate: 3.75%

8332 W Taro Lane

$345,000
Peoria, AZ 85382
2 beds2 baths1,347 sqftSingle Family
The assumable advantage
3.75%
VA assumed rate
$45,655 interest already paid off
Estimated Loan Balance$168,934
Cash to close$176,066
Est. Monthly PITI$1,201
Initial Loan Amount$195,237
Time on site1 day
Remaining Term23 years, 4 months
Seller's equity (what you pay)
$176,066
Cash or secondary financing
Monthly savings
$1,129
Versus today's market rate
Est. savings per year
$14K
Versus today's market rate

About this home

UPGRADES GALLORE! End Unit - Key Largo Floorplan. This beautifully upgraded Westbrook townhome offers comfort, style, and energy efficiency. Features include owned solar, newer dual-pane windows, and custom wood shutters throughout. Both bathrooms have been remodeled, and the primary closet features a custom build for added organization. Tile flooring throughout for easy maintenance, while the vaulted-ceiling living room creates a spacious, open feel. The updated kitchen boasts newer stainless-steel appliances, quartz countertops, and a decorative backsplash. Warm wall colors add a cozy touch, and a new total roof underlayment provides added peace of mind and durability for years to come. Move-in ready and packed with thoughtful upgrades! Vista Fairway pool is just down the walkway! Vista Fairways in Westbrook is a vibrant active adult community with top-notch amenities - with numerous pickleball and tennis courts, a stunning golf course, as well as walking paths throughout the community, a local restaurant and more. This townhome is more than just a residence; it's a simplified life. The community also offers community rooms for a variety of classes and social activities such as bingo, cards, ceramics, and computer lessons--perfect for staying engaged and connected.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $176,066. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,347
Property typeSingle Family
MLS #7078147
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$906/mo
Source est. payment (PITI)
$1,201/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$176,066

Asking price minus remaining loan balance. Closing costs are additional.

$0$176,066
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.