Properties / 13585 S 175TH Drive
VA ASSUMABLERate: 3.1%

13585 S 175TH Drive

$575,000
Goodyear, AZ 85338
4 beds3 baths3,448 sqftSingle Family
The assumable advantage
3.1%
VA assumed rate
$71,307 interest already paid off
Estimated Loan Balance$478,608
Cash to close$98,423
Est. Monthly PITI$2,839
Initial Loan Amount$527,000
Time on site50 days
Remaining Term25 years, 6 months
Seller's equity (what you pay)
$96,392
Cash or secondary financing
Monthly savings
$1,126
Versus today's market rate
Est. savings per year
$14K
Versus today's market rate

About this home

Welcome home to this wonderful residence tucked away on a quiet cul-de-sac. Designed for both entertaining and everyday life, this exceptional home features an inviting floor plan with formal living and dining rooms, separated by a charming outdoor courtyard that creates a seamless indoor-outdoor lifestyle. Kitchen opens to the welcoming family room so you're always part of the conversation. Main-floor den provides the perfect space for a home office, while upstairs you'll find an expansive game room that's ideal for movie nights or playtime. Four generously sized bedrooms provide room for everyone, including a luxurious primary suite featuring two oversized walk-in closets. Outside, professionally landscaped front and back yards create your own private oasis. Whether you're hosting weekend BBQ's under the covered patio, enjoying sunset swims in the heated pool and spa, or gathering with friends around the outdoor fireplace on cooler evenings, every day feels like a vacation. Complete with a SOLAR for budget friendly electric costs, this home offers the perfect blend of style, functionality, and the AZ lifestyle you've been dreaming of.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $96,392. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet3,448
Property typeSingle Family
MLS #7050601
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,265/mo
Source est. payment (PITI)
$2,839/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$96,392

Asking price minus remaining loan balance. Closing costs are additional.

$0$96,392
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.