Properties / 5676 S CALLE DE LEON
VA ASSUMABLERate: 6.92%

5676 S CALLE DE LEON

$369,000
Hereford, AZ 85615
3 beds2 baths1,827 sqftSingle Family
The assumable advantage
6.92%
VA assumed rate
$49,218 interest already paid off
Estimated Loan Balance$338,928
Cash to close$31,044
Est. Monthly PITI$2,608
Initial Loan Amount$345,000
Time on site50 days
Remaining Term28 years
Seller's equity (what you pay)
$30,072
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Situated on more than 1 acre of horse property on a peaceful cul-de-sac, this extensively updated home showcases stunning mountain views, outstanding seclusion, and an incredible opportunity to experience the best of Hereford/Sierra Vista living. Ideally located just minutes from Ft. Huachuca, the property is also close to some of the area's renowned birdwatching destinations, creating the perfect setting for outdoor recreation and nature enthusiasts. An additional advantage is the sought-after VA assumable loan available to qualified buyers. Carefully improved and truly turnkey, the home includes a new roof (Jan 2025), fresh interior and exterior paint (March 2025), and an expansive Arizona room completed in Fall 2024 featuring its own dedicated mini split for all-season comfort. Inside, dramatic vaulted ceilings and a well-designed split floor plan provide a bright, welcoming feel, accented by stylish granite countertops throughout. The generous primary suite offers a relaxing escape with a dual-sink vanity, oversized soaking tub, separate shower, and a large walk-in closet. Outdoors, the easy-care backyard is ideal for both unwinding and entertaining, complete with artificial turf, a serene new fishpond, and gated access to the rear acreage--perfect for horses, RV parking, trailers, or future possibilities. Additional features include a 3-car garage, a large wooden storage shed with dual-gate access, and a full Arlo security system. Blending contemporary upgrades, horse property versatility, scenic surroundings, and convenient access to Ft. Huachuca, this property offers an exceptional lifestyle opportunity.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $30,072. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,827
Property typeSingle Family
MLS #7030722
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,286/mo
Source est. payment (PITI)
$2,608/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$30,072

Asking price minus remaining loan balance. Closing costs are additional.

$0$30,072
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.