Properties / 2446 Highland Trail
VA ASSUMABLERate: 3.07%

2446 Highland Trail

$319,900
Bullhead City, AZ 86442
2 beds2 baths1,695 sqftSingle Family
The assumable advantage
3.07%
VA assumed rate
$36,212 interest already paid off
Estimated Loan Balance$242,248
Cash to close$80,218
Est. Monthly PITI$1,418
Initial Loan Amount$265,738
Time on site36 days
Remaining Term25 years, 5 months
Seller's equity (what you pay)
$77,652
Cash or secondary financing
Monthly savings
$742
Versus today's market rate
Est. savings per year
$9K
Versus today's market rate

About this home

Live Bullhead City, AZ~ Welcome to this beautiful home in popular Fox Creek Brookfield off the Bullhead Parkway! This cozy home features 2 bedrooms, a Den, 2 bathrooms, a spacious Primary Bedroom with bay window, barn door to master suite bathroom which has a walk-in closet, dual sinks, step-in shower and separate commode with handicap grab rails. Entire home has ceramic tile floors except the guest bedroom has carpet. Open floor plan, cozy living room with gas fireplace, open kitchen with breakfast bar that seats 4-5 chairs, casual dining off the patio slider, solid surface counters, pantry, RO system under sink, built-in microwave, gas stove and dishwasher, indoor laundry, covered back patio and easy maintenance backyard. Move-in condition and ready for occupancy!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $77,652. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,695
Property typeSingle Family
MLS #037614
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,145/mo
Source est. payment (PITI)
$1,418/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$77,652

Asking price minus remaining loan balance. Closing costs are additional.

$0$77,652
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.