Properties / 3764 S WINDSTREAM Place
VA ASSUMABLERate: 2.9%

3764 S WINDSTREAM Place

$759,000
Chandler, AZ 85286
5 beds3 baths3,040 sqftSingle Family
The assumable advantage
2.9%
VA assumed rate
$72,379 interest already paid off
Estimated Loan Balance$515,132
Cash to close$242,732
Est. Monthly PITI$2,857
Initial Loan Amount$572,726
Time on site2 days
Remaining Term25 years, 6 months
Seller's equity (what you pay)
$243,868
Cash or secondary financing
Monthly savings
$2,092
Versus today's market rate
Est. savings per year
$25K
Versus today's market rate

About this home

Welcome to this beautiful 5-bedroom, 2.5-bath home in Lantana Ranch, featuring a highly desirable first-floor primary suite. The spacious kitchen offers a gas cooktop, double ovens, large island, ample cabinetry, and granite countertops, all opening to the great room and overlooking the sparkling pool. The backyard is made for enjoying Arizona living, with a fenced pool and water feature, extended covered patio, and grassy play space. The oversized primary suite features an updated tile walk-in shower, dual sinks, and a walk-in closet. Upstairs, you'll find four additional bedrooms, two loft spaces, and a conveniently located laundry room. Additional highlights include two newer HVAC units installed in July 2025, an RV gate, and a 3-car garage. Close proximity to shopping, freeways, restaurants and more! Dishwasher replaced December 2025, Fridge June 2024, Dryer January 2024, Washer February 2023, Pool Pump and Garbage Disposal August 2026.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $243,868. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet3,040
Property typeSingle Family
MLS #7077694
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,384/mo
Source est. payment (PITI)
$2,857/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$243,868

Asking price minus remaining loan balance. Closing costs are additional.

$0$243,868
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.