Properties / 268 N OCOTILLO Drive
FHA ASSUMABLERate: 6.27%

268 N OCOTILLO Drive

$1,250,000
Apache Junction, AZ 85120
15 beds10 baths sqftSingle Family
The assumable advantage
6.27%
FHA assumed rate
$104,950 interest already paid off
Estimated Loan Balance$471,273
Cash to close$782,077
Est. Monthly PITI$3,737
Initial Loan Amount$488,400
Time on site50 days
Remaining Term26 years, 7 months
Seller's equity (what you pay)
$778,727
Cash or secondary financing
Monthly savings
$4,333
Versus today's market rate
Est. savings per year
$52K
Versus today's market rate

About this home

This Investment opportunity Features 8 Single Family Residences on 3 lots, 7 of which are rented bringing in a 7 CAP currently! with some renovation the 8th home would allow for a relatively easy 8+ CAP property! This listing features a few address', 268 Ocotillo dr, Apache Junction, Az 1032 & 1034 n Main dr, Apache Junction, Az 6 Are Stick built homes, 2 are pre-HUD manufactured homes. Single Families will likely allow for a highher rent premium than a standard apartment! This is the deal of 2026! Reach out with questions and drive-by only. DO NOT DISTURB TENANTS!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $778,727. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms15
Bathrooms10
Property typeSingle Family
MLS #7001492
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,039/mo
Source est. payment (PITI)
$3,737/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$778,727

Asking price minus remaining loan balance. Closing costs are additional.

$0$778,727
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.