Properties / 3295 E REBEL Lane
FHA ASSUMABLERate: 7.07%

3295 E REBEL Lane

$539,000
San Tan Valley, AZ 85143
4 beds4 baths3,265 sqftSingle Family
The assumable advantage
7.07%
FHA assumed rate
$104,309 interest already paid off
Estimated Loan Balance$499,308
Cash to close$40,690
Est. Monthly PITI$4,022
Initial Loan Amount$513,379
Time on site50 days
Remaining Term27 years, 2 months
Seller's equity (what you pay)
$39,692
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Better than new and move-in ready! This beautiful 3-year-old home in Bella Vista Farms has all the upgrades already completed, saving you time and money. Conveniently located minutes from the community park and pool, offering basketball court, soccer field, kids play area and more! Featuring 4 bedrooms, 3.5 baths, a living room, den, loft, and an extended 3-car garage (possibly 4 depending on size of vehicle), this home offers the perfect blend of style and function. The open floor plan includes plank tile flooring, a granite island kitchen with tile backsplash, powered window coverings, and spacious living areas. Upstairs, the primary suite features a walk-in shower, dual sinks, and a large walk-in closet, along with three additional bedrooms and a versatile loft. Enjoy a backyard designed for fun and relaxation with an extend paver patio, synthetic turf, dog run, kids' sand play area, and raised garden beds. The insulated, mini-split climate-controlled garage includes built-in storage, overhead racks, and two 240V circuits for EV charging or hobbies, as well as 2 additional circuits of regular outlets. All the costly upgrades are already done--just move in and enjoy. This is one you won't want to miss!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $39,692. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms4
Square feet3,265
Property typeSingle Family
MLS #7051740
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,450/mo
Source est. payment (PITI)
$4,022/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$39,692

Asking price minus remaining loan balance. Closing costs are additional.

$0$39,692
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.