Properties / 4119 W VALLEY VIEW Drive
FHA ASSUMABLERate: 6.65%

4119 W VALLEY VIEW Drive

$460,000
Laveen, AZ 85339
4 beds3 baths2,173 sqftSingle Family
The assumable advantage
6.65%
FHA assumed rate
$33,035 interest already paid off
Estimated Loan Balance$329,802
Cash to close$131,148
Est. Monthly PITI$2,682
Initial Loan Amount$333,740
Time on site50 days
Remaining Term28 years, 7 months
Seller's equity (what you pay)
$130,198
Cash or secondary financing
Monthly savings
$562
Versus today's market rate
Est. savings per year
$7K
Versus today's market rate

About this home

Welcome to this beautifully remodeled 2-story home offering 4 spacious bedrooms and 2.5 bathrooms in the heart of Laveen. Featuring a modern design with stylish finishes throughout, this move-in-ready home combines comfort and functionality for today's lifestyle. The updated interior boasts an open and inviting layout, with pavers in the backyard. Whether you're entertaining guests or enjoying a quiet evening at home, this property is designed to impress. Conveniently located just minutes from the Loop 202, you'll enjoy quick access to shopping, dining, schools, and the rest of the Valley while still being part of a welcoming neighborhood.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $130,198. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,173
Property typeSingle Family
MLS #7039554
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,151/mo
Source est. payment (PITI)
$2,682/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$130,198

Asking price minus remaining loan balance. Closing costs are additional.

$0$130,198
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.