Properties / 12551 W VISTA PASEO Drive
FHA ASSUMABLERate: 6.5%

12551 W VISTA PASEO Drive

$483,990
Litchfield Park, AZ 85340
4 beds2 baths2,284 sqftSingle Family
The assumable advantage
6.5%
FHA assumed rate
$52,113 interest already paid off
Estimated Loan Balance$414,621
Cash to close$69,795
Est. Monthly PITI$3,192
Initial Loan Amount$422,669
Time on site39 days
Remaining Term28 years, 2 months
Seller's equity (what you pay)
$69,369
Cash or secondary financing
Monthly savings
$177
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

This absolutely adorable home is sure to make you fall in love. It is in immaculate condition with tons of upgrades. The first thing you'll notice is the beautiful curb appeal. Step inside to an elegant entry way. There are separate living & family rooms, 4 spacious bedrooms, and a huge family room. Your new kitchen has an island with breakfast bar, quartz countertops, contemporary cabinets with plenty of storage space, and vaulted ceilings. You'll spend a lot of time relaxing & entertaining in the cozy backyard which offers sparkling swimming pool, built in BBQ, covered patio, and gas fire pits. You will love everything you see in this home. So you need to hurry and come take a look! The seller is willing to contribute towards the buyers closing costs! Thanks for stopping in!!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $69,369. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,284
Property typeSingle Family
MLS #7061792
CountyMaricopa County
Assumable loanFHA
Tour this home
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Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,677/mo
Source est. payment (PITI)
$3,192/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$69,369

Asking price minus remaining loan balance. Closing costs are additional.

$0$69,369
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.