Properties / 29833 W COLUMBUS Avenue
VA ASSUMABLERate: 3.09%

29833 W COLUMBUS Avenue

$370,000
Buckeye, AZ 85396
3 beds2 baths1,581 sqftSingle Family
The assumable advantage
3.09%
VA assumed rate
$38,140 interest already paid off
Estimated Loan Balance$228,922
Cash to close$141,078
Est. Monthly PITI$1,360
Initial Loan Amount$256,500
Time on site13 days
Remaining Term25 years
Seller's equity (what you pay)
$141,078
Cash or secondary financing
Monthly savings
$1,086
Versus today's market rate
Est. savings per year
$13K
Versus today's market rate

About this home

Step into this inviting and FURNISHED 3-bedroom, 2-bath gem of a home featuring a flexible den/office along with thoughtfully designed updated living space. The stars of the show are the expansive living room and resort-style backyard. The large living room boasts soaring vaulted ceilings, a stunning new custom entertainment wall with floating shelves and a built-in electric fireplace, plus elegant built-in wooden shutters that filter soft natural light. It's the ideal gathering space for relaxing evenings or entertaining family and friends. The spacious split fully furnished primary suite continues the feeling of retreat with its own vaulted ceiling, bay windows that frame views of the sparkling pool and backyard oasis, a generous walk-in closet, and an ensuite bath featuring dual vanit The well-appointed kitchen offers granite counters, gas range and oven, dishwasher, built-in microwave, and refrigerator, flowing easily into the eat-in nook with included table and breakfast bar. Step outside to your private resort-style backyard complete with a refreshing pool, covered patio, Outdoor furniture and built-in BBQ--ready for year-round outdoor living and memorable gatherings. Additional comforts include dual-pane windows, inside laundry with washer and dryer, a 2-car garage, and low-maintenance desert landscaping. Recent 2026 Updates are New Exterior Paint, New Pergola, New Pool Pump, New Exterior lighting, new Pool Railing, New Pool Skimmer, New Refrigerator & Microwave, New Interior Lighting Fixtures. The HVAC unit will be updated as well or Seller will offer a credit to buyer for new HVAC unit. This home was made for those who value beautiful living spaces and effortless outdoor enjoyment. Don't miss your chance to experience it when it becomes active!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $141,078. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,581
Property typeSingle Family
MLS #7070743
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,096/mo
Source est. payment (PITI)
$1,360/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$141,078

Asking price minus remaining loan balance. Closing costs are additional.

$0$141,078
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.