Properties / 730 W MCKELLIPS Boulevard
FHA ASSUMABLERate: 3.76%

730 W MCKELLIPS Boulevard

$565,000
Apache Junction, AZ 85120
3 beds2 baths2,177 sqftSingle Family
The assumable advantage
3.76%
FHA assumed rate
$71,281 interest already paid off
Estimated Loan Balance$411,326
Cash to close$155,251
Est. Monthly PITI$2,671
Initial Loan Amount$447,700
Time on site43 days
Remaining Term25 years, 7 months
Seller's equity (what you pay)
$153,674
Cash or secondary financing
Monthly savings
$1,244
Versus today's market rate
Est. savings per year
$15K
Versus today's market rate

About this home

Enjoy breathtaking mountain views daily from this well maintained 3 bedroom, 2 bath home featuring a desirable split floor plan with vaulted ceilings and a wood burning fireplace. The kitchen showcases stainless steel appliances, subway tile backsplash, butcher block countertops, and a center island with seating. The spacious primary suite includes private backyard access, a walk-in closet, dual sinks, and an updated separate tub and shower. Relax or entertain in the large backyard featuring an expansive deck, ramada, fire pit, mature shade trees, and stunning views of the mountains. Highlights include a brand new roof (2026) and detached 800sqft. 3 vehicle shop with electricity and RV hook up. With State Trust Land across the street offers endless opportunities for outdoor adventure Located near Canyon Lake and the Salt River, this move in ready home is ready for your next adventure. Bring your toys and enjoy easy access to boating, hiking, biking, and all that Arizona living has to offer.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $153,674. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet2,177
Property typeSingle Family
MLS #7060134
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,088/mo
Source est. payment (PITI)
$2,671/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$153,674

Asking price minus remaining loan balance. Closing costs are additional.

$0$153,674
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.