Escape to your own private retreat on 5.25 acres in scenic Vail, AZ! This spacious 4-bedroom, 2-bath manufactured home offers 2,240 sq ft of comfortable living with vaulted ceilings, ceiling fans, and a functional open layout. The kitchen features a gas range, dishwasher, microwave, and breakfast bar, perfect for everyday living. Enjoy a dedicated laundry room, den, and generous walk-in closets. Step outside to a deck with sweeping panoramic desert and sunset views from your private hillside lot. Horse property by zoning with RV parking available and no HOA holding you back. Propane, septic, and well water keep you wonderfully self-sufficient. Located in the highly regarded Vail School District. A rare opportunity to own wide-open Arizona land with room to roam!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $32,525. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.