Properties / 17017 N PALO AZUL Road
FHA ASSUMABLERate: 6.81%

17017 N PALO AZUL Road

$450,000
Maricopa, AZ 85138
4 beds3 baths2,431 sqftSingle Family
The assumable advantage
6.81%
FHA assumed rate
$33,975 interest already paid off
Estimated Loan Balance$425,535
Cash to close$24,857
Est. Monthly PITI$3,414
Initial Loan Amount$430,066
Time on site8 days
Remaining Term28 years, 10 months
Seller's equity (what you pay)
$24,465
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

This move-in-ready home sits on an oversized premium lot with an RV gate and an extended-length garage. Inside, you will find 4 bedrooms, a den, 3 full baths, and smart home features throughout. The gorgeous open-concept kitchen boasts white shaker cabinets, quartz countertops, a breakfast bar island, and stainless steel appliances, seamlessly connecting to the family room for effortless entertaining. The spacious main suite features double sinks and a large walk-in closet. Outside, the massive backyard is built for living, featuring low-maintenance synthetic grass, an extended concrete patio, a separate dog run, and an OWNED WATER SOFTENER. Located within walking distance of the Copper Sky Complex, library, and skate park, and minutes from schools, shopping, dining, and SR-347.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $24,465. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,431
Property typeSingle Family
MLS #7075330
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,812/mo
Source est. payment (PITI)
$3,414/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$24,465

Asking price minus remaining loan balance. Closing costs are additional.

$0$24,465
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.