Properties / 19539 N ROSE Court
VA ASSUMABLERate: 5.52%

19539 N ROSE Court

$267,000
Maricopa, AZ 85138
3 beds2 baths1,541 sqftSingle Family
The assumable advantage
5.52%
VA assumed rate
$50,382 interest already paid off
Estimated Loan Balance$217,493
Cash to close$50,125
Est. Monthly PITI$1,613
Initial Loan Amount$230,000
Time on site50 days
Remaining Term26 years
Seller's equity (what you pay)
$49,507
Cash or secondary financing
Monthly savings
$261
Versus today's market rate
Est. savings per year
$3K
Versus today's market rate

About this home

INCREDIBLE BUYER INCENTIVES: $4,000 MORTGAGE CONCESSION. Seller will pay up to $4,000 at closing towards your interest rate buydown if you finance with lender of sellers choice. 19539 N Rose Ct, Maricopa, AZ 85138 is a one-story Maricopa single- home built in 2018 on a cul-de-sac lot. The kitchen combines dark cabinetry, granite-style countertops, black appliances, and a breakfast bar peninsula that adds casual seating and serving space, opening to a great room that keeps the main living area connected and adaptable for everyday use. The primary bedroom pairs with a bathroom featuring a double-sink vanity for shared morning routines, a soaking tub, and a separate shower, along with a walk-in closet that organizes clothing and belongings.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $49,507. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,541
Property typeSingle Family
MLS #7046234
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,314/mo
Source est. payment (PITI)
$1,613/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$49,507

Asking price minus remaining loan balance. Closing costs are additional.

$0$49,507
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.