Under 3% Assumable VA loan for eligible veteran buyers! Adorable single story home nestled in the highly desirable Johnson Ranch community! Perfectly positioned along the 8th hole of San Tan Highlands Golf Course with view fencing. 3 bedrooms, 2 bathrooms, plus bonus space off of spacious primary suite. 1,773 square feet with TWO thoughtfully designed living spaces. This home combines comfort, functionality, and picturesque golf course views. Open Concept living flows seamlessly from entertaining spaces into the dining, and kitchen area- ideal for both everyday living and hosting. The kitchen features rich upgraded wood cabinetry, stainless steel appliances, a gas range with double ovens, a spacious island, with a deep stainless steel sink. Bonus office space off of master makes working from home both convenient and comfortable with custom built ins. The ensuite bathroom features dual vanities, a soaking tub, separate shower, and generous storage. The two-car garage is equipped with extensive built-in cabinetry and a workbench, providing excellent organization and workspace. Bedroom closets feature built in systems. Out back, relax and enjoy stunning golf course views from your low-maintenance backyard featuring a turf play area, playground set, and six mature palm trees that create a beautiful backdrop overlooking the 8th fairway. Residents of Johnson Ranch enjoy an outstanding array of community amenities, including multiple pools, pickleball and tennis courts, parks, playgrounds, walking trails, and the San Tan Highlands Golf Club. Conveniently located near shopping, dining, entertainment, hiking, and everything San Tan Valley has to offer, this home delivers the perfect blend of lifestyle, location, and value.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $33,181. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.