Properties / 17512 W DESERT VIEW Lane
FHA ASSUMABLERate: 7.44%

17512 W DESERT VIEW Lane

$379,900
Goodyear, AZ 85338
2 beds2 baths1,420 sqftSingle Family
The assumable advantage
7.44%
FHA assumed rate
$70,223 interest already paid off
Estimated Loan Balance$350,503
Cash to close$30,357
Est. Monthly PITI$2,965
Initial Loan Amount$358,388
Time on site50 days
Remaining Term27 years, 5 months
Seller's equity (what you pay)
$29,397
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to this beautiful single-story 2bedrooms, +den/office, 2 baths, 1420 sq ft home located in the highly desired, family-friendly community in Estrella Mountain Ranch. Walk into an open floorplan that opens perfectly into multiple living spaces. The kitchen has granite countertops & stainless-steel appliances. Gorgeous window shutters throughout the home. The backyard has a generous covered patio and features a desert landscape which is well maintained and low maintenance. With a spacious lot and an extended driveway, it provides added parking for family and guests. Walking distance to Westar Elementary and Estrella Foothills High School. Residents can enjoy all amenities this community has to offer. It features 2 clubhouses, pools, fitness centers. water park, golf, and dining.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $29,397. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,420
Property typeSingle Family
MLS #7033106
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,500/mo
Source est. payment (PITI)
$2,965/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$29,397

Asking price minus remaining loan balance. Closing costs are additional.

$0$29,397
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.