Properties / 41721 N SHADOW CREEK Way
FHA ASSUMABLERate: 2.77%

41721 N SHADOW CREEK Way

$515,000
Anthem, AZ 85086
3 beds2 baths2,064 sqftSingle Family
The assumable advantage
2.77%
FHA assumed rate
$44,126 interest already paid off
Estimated Loan Balance$262,499
Cash to close$253,123
Est. Monthly PITI$1,842
Initial Loan Amount$300,000
Time on site43 days
Remaining Term24 years, 5 months
Seller's equity (what you pay)
$252,501
Cash or secondary financing
Monthly savings
$1,803
Versus today's market rate
Est. savings per year
$22K
Versus today's market rate

About this home

Welcome to this beautifully maintained single-level Bradford model by Del Webb in the guard-gated Anthem Country Club! Featuring 3 bedrooms, 2 bathrooms, and a 2-car garage. Enjoy an open living area centered around a charming rock fireplace, high 9+ ft flat ceilings, and vinyl dual-pane windows. Major updates bring complete peace of mind, including a newer tile roof, HVAC system, water softener, and exterior paint. Outside, relax under the covered patio surrounded by low-maintenance desert landscaping with auto-watering. Experience resort-style living with access to golf, a clubhouse, pool/spa, tennis courts, workout facility, and walking paths. Priced for an immediate sale by a highly motivated seller--bring all serious offers!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $252,501. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet2,064
Property typeSingle Family
MLS #7060471
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,234/mo
Source est. payment (PITI)
$1,842/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$252,501

Asking price minus remaining loan balance. Closing costs are additional.

$0$252,501
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.