Properties / 21561 W ASHLEIGH MARIE Street
FHA ASSUMABLERate: 3.08%

21561 W ASHLEIGH MARIE Street

$405,000
Buckeye, AZ 85326
6 beds3 baths2,624 sqftSingle Family
The assumable advantage
3.08%
FHA assumed rate
$47,567 interest already paid off
Estimated Loan Balance$277,982
Cash to close$133,022
Est. Monthly PITI$1,857
Initial Loan Amount$306,834
Time on site50 days
Remaining Term24 years, 9 months
Seller's equity (what you pay)
$127,018
Cash or secondary financing
Monthly savings
$1,049
Versus today's market rate
Est. savings per year
$13K
Versus today's market rate

About this home

The search is finally over! This lovely Sundance home welcomes you with a 2-car garage and a front patio that sets an inviting tone. Discover an appealing open layout with high ceilings, a stone-clad media wall, stylish wood-look flooring, and a cozy fireplace. The gourmet kitchen comes with granite counters, white shaker cabinets with crown moulding, a mosaic tile backsplash, chic light fixtures, stainless steel appliances, a pantry, and an island with a breakfast bar. .Bedroom down stairs with full bathroom. Imagine tranquil evenings in the backyard, which offers a covered patio and abundant space for crafting your dream outdoor oasis. Don't miss out on this fantastic opportunity

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $127,018. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms6
Bathrooms3
Square feet2,624
Property typeSingle Family
MLS #6933000
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,339/mo
Source est. payment (PITI)
$1,857/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$127,018

Asking price minus remaining loan balance. Closing costs are additional.

$0$127,018
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.