Properties / 36576 W NINA Street
VA ASSUMABLERate: 6.5%

36576 W NINA Street

$348,000
Maricopa, AZ 85138
5 beds3 baths1,949 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$42,404 interest already paid off
Estimated Loan Balance$337,369
Cash to close$10,977
Est. Monthly PITI$2,433
Initial Loan Amount$343,918
Time on site50 days
Remaining Term28 years, 2 months
Seller's equity (what you pay)
$10,631
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

This spacious two-story home in Maricopa blends modern comfort with a welcoming, family-friendly vibe. It features upgraded appliances and a convenient washer and dryer, making daily chores a breeze. With five bedrooms upstairs, there's plenty of space for everyone, whether you're setting up a quiet guest room, a home office, or a dedicated playroom. The bright, open floor plan flows nicely from the living room into the dining area and kitchen, creating a welcoming space for everyday living and entertaining guests. The large family room is perfect for gatherings, movie nights, and family activities, while the huge backyard with turf and a dedicated play area gives kids and pets a safe, low-maintenance space to enjoy. Being within walking distance to green spaces and close to schools adds real everyday convenience for busy families. This home captures everything families look for: space, practicality, and a comfortable, modern living environment in a friendly community. Maricopa is a rapidly growing community known for affordable housing, expanding amenities, and a family-friendly atmosphere. It offers a blend of suburban comfort with easy access to essential services, outdoor recreation, and a developing local economy. You're just a short drive from Harrah's Ak-Chin Resort & Casino area and nearby natural preserves, providing leisure, dining, and entertainment options. The overall feel is a welcoming small-town vibe with plenty of nearby recreational opportunities and easy access to broader Arizona destinations.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $10,631. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet1,949
Property typeSingle Family
MLS #7018580
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,178/mo
Source est. payment (PITI)
$2,433/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$10,631

Asking price minus remaining loan balance. Closing costs are additional.

$0$10,631
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.