This exceptional home features an assumable loan, offering qualified buyers a unique opportunity. This lovely 5-bedroom home showcases a 3-car garage and tasteful stone accents for excellent curb appeal. Discover a serene living room with a soothing palette, blinds, and space for entertaining. The family room has soaring ceilings and abundant natural light. Culinary adventures await in the gourmet kitchen, equipped with custom counters, ample wood cabinetry with crown moulding, pendant/recessed lighting, a tile backsplash, stainless steel appliances, a pantry, and an island with a breakfast bar. The cozy main bedroom includes an ensuite with dual sinks and a walk-in closet. Enjoy quiet evenings in the backyard, offering a covered patio and plenty of space to make it your own!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $21,737. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.