Properties / 30380 N Dutton Drive
FHA ASSUMABLERate: 3.45%

30380 N Dutton Drive

$199,500
Meadview, AZ 86444
3 beds2 baths1,160 sqftSingle Family
The assumable advantage
3.45%
FHA assumed rate
$21,708 interest already paid off
Estimated Loan Balance$134,896
Cash to close$66,206
Est. Monthly PITI$953
Initial Loan Amount$146,301
Time on site36 days
Remaining Term25 years, 7 months
Seller's equity (what you pay)
$64,604
Cash or secondary financing
Monthly savings
$515
Versus today's market rate
Est. savings per year
$6K
Versus today's market rate

About this home

MOTIVATED SELLERS bring your offer! Welcome to this charming 3-bedroom, 2-bath home with fresh interior paint and updated lighting, offering 1,160 sq ft of comfortable living space on 0.28 acres in desirable Valley 2 Unit 16 in Meadview, Arizona. Enjoy beautiful views of the Grand Wash Cliffs from the new covered patio/deck, back porch, and desert-landscaped front yard, perfect for soaking in the star-filled skies and endless desert sunsets. Inside, the home features a partially open kitchen with breakfast bar, built-in coffee bar and hutch, dishwasher, and ample cabinetry. The large living room provides plenty of space for entertaining family and friends. The primary bedroom includes a walk-in closet with dual doors and an en-suite bath with a walk-in shower and bench. The 32' x 40' detached 2-car garage offers 10 -foot door clearance, 220-volt power for equipment, and wall shelving, while the graveled drive and parking area provide ample room for vehicles and outdoor toys. A new storage shed on a cement pad adds additional storage space. Conveniently located close to town and within walking distance to local amenities, this property combines comfort with accessibility. Nestled between Lake Mead and the Grand Wash Cliffs, Meadview is a hidden treasure in Northwestern Arizona, approximately 2 hours from Las Vegas or Laughlin and about 45 minutes from the Grand Canyon Skywalk. Bring your favorite 4x4 toys to explore nearby trails or enjoy boating, fishing, and water sports at Lake Mead. Just a short distance from downtown Meadview, you ll find local restaurants, bar, market, ice cream shop, Trading Post, gift shops, VFW, beauty and nail salons, post office, local businesses, and gas station. Located within an HOA community, residents enjoy access to amenities including the community pool, putt-putt golf course, indoor and outdoor shuffleboard, pool tables, ping pong, horseshoes, tennis and pickleball courts, and bingo. Come enjoy the peaceful desert lifestyle with small-town charm and big-sky views.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $64,604. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,160
Property typeSingle Family
MLS #036832
CountyMaricopa County
Assumable loanFHA
Tour this home
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$662/mo
Source est. payment (PITI)
$953/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$64,604

Asking price minus remaining loan balance. Closing costs are additional.

$0$64,604
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.