Move-in ready, this 3-bedroom, 2-bath home offers comfort, style, and smart upgrades in one of Cottonwood's most desirable locations. The open layout features vinyl plank flooring, upgraded carpet, wood shutters, and honeycomb blinds for added efficiency. The kitchen includes granite countertops, soft-close cabinetry, a walk-in pantry, oversized island, upgraded 5-burner gas range, and Tiffany-style lighting. The primary suite offers patio access, dual vanities, tiled walk-in shower, and walk-in closet. Enjoy a tiled covered patio, mature landscaping, planter boxes, and a 2-car garage with overhead storage. Minutes from Old Town Cottonwood, wineries, dining, trails, and more!The Coyote Trail Golf Course is just steps away from your house.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $3,486. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.