Properties / 4423 W KEATING Circle
VA ASSUMABLERate: 3.47%

4423 W KEATING Circle

$475,000
Glendale, AZ 85308
4 beds2 baths2,120 sqftSingle Family
The assumable advantage
3.47%
VA assumed rate
$64,658 interest already paid off
Estimated Loan Balance$272,430
Cash to close$205,594
Est. Monthly PITI$1,699
Initial Loan Amount$310,480
Time on site50 days
Remaining Term23 years, 8 months
Seller's equity (what you pay)
$202,570
Cash or secondary financing
Monthly savings
$1,393
Versus today's market rate
Est. savings per year
$17K
Versus today's market rate

About this home

This spacious 4 bed, 2 bath home offers 2,120 sqft of living space on an oversized 11,621 sqft cul-de-sac lot in a desirable golf course community! The open floor plan includes a specious kitchen with granite countertops, pantry, and breakfast bar. A unique feature - three bedrooms offer sliding glass doors with direct access to the backyard and pool, creating seamless indoor-outdoor living. Step outside to a huge backyard with a sparkling pool and spa, plus a storage shed for added convenience. Did I mention PAID OFF SOLAR for a huge savings!?!?! With access to golf, proximity to a bus stop, and a prime cul-de-sac location, this home offers space, lifestyle, and convenience all in one!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $202,570. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,120
Property typeSingle Family
MLS #7012506
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,408/mo
Source est. payment (PITI)
$1,699/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$202,570

Asking price minus remaining loan balance. Closing costs are additional.

$0$202,570
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.