Properties / 9209 W Wilow Bend Lane
FHA ASSUMABLERate: 3.76%

9209 W Wilow Bend Lane

$434,900
Phoenix, AZ 85037
3 beds2 baths1,765 sqftSingle Family
The assumable advantage
3.76%
FHA assumed rate
$59,179 interest already paid off
Estimated Loan Balance$349,082
Cash to close$87,808
Est. Monthly PITI$2,424
Initial Loan Amount$378,510
Time on site50 days
Remaining Term25 years, 8 months
Seller's equity (what you pay)
$85,818
Cash or secondary financing
Monthly savings
$796
Versus today's market rate
Est. savings per year
$10K
Versus today's market rate

About this home

Welcome to a beautifully maintained home nestled in the highly desirable Western Enclave community. Step inside to discover bright, inviting living spaces, a well appointed kitchen perfect for entertaining, and generously sized bedrooms that provide room for everyone. The primary suite offers a private retreat with ample space and a beautiful en-suite bath with dual sinks and walk in shower with bench. Step outside to a low maintenance backyard featuring premium artificial turf and stylish paver accents, creating the perfect space for relaxing and enjoying Arizona's weather year round.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $85,818. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,765
Property typeSingle Family
MLS #7036851
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,769/mo
Source est. payment (PITI)
$2,424/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$85,818

Asking price minus remaining loan balance. Closing costs are additional.

$0$85,818
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.