Properties / 3747 E WOOLYSTAR Lane
FHA ASSUMABLERate: 6.34%

3747 E WOOLYSTAR Lane

$430,000
San Tan Valley, AZ 85140
4 beds3 baths1,978 sqftSingle Family
The assumable advantage
6.34%
FHA assumed rate
$81,405 interest already paid off
Estimated Loan Balance$388,300
Cash to close$42,605
Est. Monthly PITI$2,975
Initial Loan Amount$402,695
Time on site50 days
Remaining Term26 years, 10 months
Seller's equity (what you pay)
$41,700
Cash or secondary financing
Monthly savings
$24
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Wow, what a find! The Harlow model by Taylor Morrison in Combs Ranch! This 4-bedroom w/ office & 2.5 bath home is move-in ready! Built in 2023. Wood texture tile planks throughout w/ carpet in all bedrooms. Kitchen features quartz countertops, breakfast bar, large pantry and stainless-steel appliances. Open great room floorplan along with the open backyard w/ pavers & synthetic grass are wonderful for entertaining. Master suite features large walk-in closet, double sinks and walk-in shower. Combs Ranch also features a community pool to enjoy along with playground area. This is a must see!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $41,700. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet1,978
Property typeSingle Family
MLS #7057276
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,512/mo
Source est. payment (PITI)
$2,975/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$41,700

Asking price minus remaining loan balance. Closing costs are additional.

$0$41,700
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.