Properties / 900 S 94TH Street
FHA ASSUMABLERate: 2.77%

900 S 94TH Street

$399,000
Chandler, AZ 85224
3 beds3 baths1,534 sqftSingle Family
The assumable advantage
2.77%
FHA assumed rate
$34,183 interest already paid off
Estimated Loan Balance$206,688
Cash to close$196,135
Est. Monthly PITI$1,413
Initial Loan Amount$232,397
Time on site50 days
Remaining Term24 years, 5 months
Seller's equity (what you pay)
$192,312
Cash or secondary financing
Monthly savings
$1,382
Versus today's market rate
Est. savings per year
$17K
Versus today's market rate

About this home

Lock-and-leave lifestyle at its finest! This updated Chandler gem in the gated Via De Cielo community offers a rare blend of location and low-maintenance ease.The Home with an Open-concept great room, upgraded wood-style flooring, and a primary suite with a generous walk-in closet. The Perks include an Attached 2-car garage, private balcony, and laundry on the same level as the bedrooms. The Location is Minutes from Intel, Microchip, and Dignity Health, with easy access to the 101 and 202. Whether you're looking for your first home or a high-value investment, this move-in-ready property delivers.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $192,312. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,534
Property typeSingle Family
MLS #6973247
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$971/mo
Source est. payment (PITI)
$1,413/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$192,312

Asking price minus remaining loan balance. Closing costs are additional.

$0$192,312
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.